Muhni, Afif, Muhammad Basri, Syarif Saddam Rivanie, Nuriyah Fara Muthia, and Ulil Amri. “From Contractual Breach to Corporate Criminal Liability: Exploitation of Debtor Data by Account Officers in Indonesia”. JUSTISI 12, no. 2 (April 24, 2026): 513–530. Accessed May 4, 2026. https://www.ejournal.um-sorong.ac.id/index.php/js/article/view/5298.