Implementation of Islamic Bank Mudharabah Financing in Makassar

Authors

  • Maryam Nurdin Universitas Islam Negeri Alauddin Makassar
  • Mukhtar Lutfi universitas islam negeri alauddin makassar
  • Muhammad Wahyuddin Abdullah universitas islam negeri alauddin makassar
  • Saiful Muchlis universitas islam negeri alauddin makassar

DOI:

https://doi.org/10.33506/sl.v13i1.2787

Keywords:

pembiayaan mudharabah, bank islam, implementasi pembiayaan, pembiayan perbankan

Abstract

This study aims to determine the implementation of mudharabah contracts in Islamic banks. The type of research used is qualitative. This research was conducted with in-depth interviews. The informants who will be the source of data in this research are people who are directly involved in mudharabah financing practices. Informants were determined by purposive sampling and snowball techniques. Informants were determined by certain criteria: (1) Islamic banking leaders in Makassar (2) Islamic banking account officers in Makassar (3) Customers who are or have received mudharabah financing. The total number of informants is 5 people. The results showed that there is a high risk of moral hazard so that this financing is transferred to the Mudharabah contract, so the conclusion of this study is that the implementation of the mudharabah contract is not fully implemented.

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Published

2024-01-05

How to Cite

Nurdin, M., Mukhtar Lutfi, Muhammad Wahyuddin Abdullah, & Saiful Muchlis. (2024). Implementation of Islamic Bank Mudharabah Financing in Makassar. SENTRALISASI, 13(1), 1–8. https://doi.org/10.33506/sl.v13i1.2787

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