Indah Tri Forniawati, Sudiyatno B. The Effect of Banking Competition and Efficiency on Banking Performance Moderated by GCG and Crisis Factors. Sentralisasi. [Internet]. 2024 Jan. 5 [cited 2026 Mar. 7];13(1):67-78. Available from: https://www.ejournal.um-sorong.ac.id/index.php/sentralisasi/article/view/2763